fixed deposit
Fixed Deposit with Dhanyug Co-Operative (U) Thrift & Credit Society Ltd
A fixed deposit (FD) is one of the safest and most reliable ways to grow your savings. At Dhanyug Co-Operative (U) Thrift & Credit Society Ltd, we offer attractive fixed deposit schemes tailored to meet the financial goals of our members. With competitive interest rates, flexible tenures, and secure investment options, our fixed deposit plans are designed to ensure maximum returns on your hard-earned money.
| PERIOD | Rate of Interest (in %) |
|---|---|
| 12 Months | 10.5 |
| 24 Months | 11.5 |
| 36 Months | 12.5 |
| More than 36 Months | 12.5 |
| 72 Months (More than Double Your Money Plan) | 12.5 |
Get More than Double in 72 Month - ( 1 lakh * 72 Month = 202729 rupee)
FD SCHEME IN 12 MONTHS @ 10.50% | ||
AMOUNT (Rs.) | INTEREST | MATURITY AMOUNT |
5,000 | 525 | 5,525 |
10,000 | 1,050 | 11,050 |
20,000 | 2,100 | 22,100 |
50,000 | 5,250 | 55,200 |
75,000 | 7,825 | 82,875 |
1,00,000 | 10,500 | 1,10,500 |
FD SCHEME IN 24 MONTHS @ 11.5% | ||
AMOUNT (Rs.) | INTEREST | MATURITY AMOUNT |
5,000 | 1,216 | 6,216 |
10,000 | 2,432 | 12,432 |
20,000 | 2,100 | 22,100 |
50,000 | 12,161 | 62,161 |
75,000 | 18,242 | 93,242 |
1,00,000 | 24,322 | 1,24,322 |
Why Choose Dhanyug Co-Operative Fixed Deposits?
Fixed deposits at Dhanyug Co-Operative come with numerous benefits, making them an ideal choice for individuals seeking financial security and steady growth.
1. Attractive Interest Rates
We offer highly competitive interest rates on fixed deposits, ensuring that your savings grow steadily over time.
2. Flexible Tenure Options
Choose from a variety of tenure options ranging from short-term to long-term deposits, depending on your financial needs.
3. Secure Investment
Your fixed deposits are backed by the stability and trust of Dhanyug Co-Operative, ensuring complete safety of your funds.
4. Hassle-Free Process
Our streamlined application process allows you to open a fixed deposit account quickly and conveniently, either by visiting our office or through our online platform.
5. Premature Withdrawal Facility
Need funds before your deposit matures? We offer a premature withdrawal facility, ensuring liquidity in times of need.
Key Features of Dhanyug Co-Operative Fixed Deposits
- Minimum Deposit Amount: Start your fixed deposit with an affordable minimum deposit amount.
- Flexible Investment Options: Tailor your FD plan to suit your financial goals.
- Compounded Interest: Enjoy the benefit of compounded interest for long-term growth.
- Nomination Facility: Secure your family’s future by nominating a beneficiary for your deposit.
- Automatic Renewal: Opt for automatic renewal to continue earning returns without any hassle.
Who Can Open a Fixed Deposit?
Our fixed deposit plans are available to all members of Dhanyug Co-Operative. If you’re not already a member, you can easily join by completing our simple membership process. Once you become a member, you can take advantage of our FD schemes and other financial services.
How to Open a Fixed Deposit Account?
Opening a fixed deposit account with Dhanyug Co-Operative is quick and straightforward:
Visit Our Office or Website:
Start the process by visiting our nearest branch or exploring our online portal.
Fill Out the Application Form:
Complete the fixed deposit application form with your personal and financial details.
Submit Required Documents:
Provide necessary documents such as ID proof, address proof, and your membership details.
Deposit the Funds:
Make your initial deposit through cash, cheque, or online transfer.
Receive Confirmation:
Once your deposit is processed, you will receive a certificate or receipt confirming your fixed deposit.
Benefits of Dhanyug Co-Operative Fixed Deposits
Risk-Free Returns
Enjoy guaranteed returns without worrying about market fluctuations.
Financial Discipline
Fixed deposits encourage disciplined saving habits.
Wealth Growth
Watch your money grow over time with our attractive interest rates.
Reliable Support
Our dedicated team is always available to guide you through the process and address any queries.
Interest Rates on Fixed Deposits
Dhanyug Co-Operative offers competitive interest rates to ensure maximum growth for your deposits. The rates vary based on the tenure of the deposit, with higher rates for longer-term investments. Contact us to get detailed information about the current fixed deposit interest rates.
Premature Withdrawal Terms
We understand that life can be unpredictable. That’s why we offer a premature withdrawal facility on our fixed deposits. However, the terms and applicable penalties may vary based on the tenure and the time of withdrawal.
Why Invest in a Fixed Deposit?
Fixed deposits are an excellent financial tool for individuals looking to secure their future. They offer a balance of security, liquidity, and consistent returns, making them an ideal choice for both short-term and long-term goals. Whether you’re saving for education, retirement, or emergencies, a fixed deposit with Dhanyug Co-Operative is a reliable investment option.
fixed deposit requirements
Eligibility
- The applicant must be a member of the Society.
- For Society membership related information.
Minimum Deposit Amount
- Rs. 5000/- and further in multiple of Rs. 500/-
Special Features
- No TDS is applicable on the interest earned on deposits.
- Offers higher interest rates.
Loan Facility
- Maximum up to 90% against Deposit Amount.
- Interest Rate 14%
Nomination Facility
- Nomination Facility Available.
Premature Payment
- Premature Payment guideline shall be applicable as per Society’s Terms & Condition.
Frequently Asked Questions (FAQs)
The minimum deposit amount varies depending on the scheme. Please contact us for specific details.
Yes, we offer a premature withdrawal facility. However, certain penalties or reduced interest rates may apply.
Yes, interest earnings on fixed deposits are subject to taxation as per government regulations.
Yes, you can renew your fixed deposit upon maturity. You can also opt for automatic renewal.
You will need to provide ID proof, address proof, and your Dhanyug Co-Operative membership details.
Contact Us
Ready to grow your savings with a fixed deposit? Contact Dhanyug Co-Operative (U) Thrift & Credit Society Ltd today to learn more about our FD schemes and start your journey toward financial security.
- Phone: [+91-8750560254
- Website: [www.dhanyugsociety.com]
Choose Dhanyug Co-Operative Fixed Deposits and experience the peace of mind that comes with secure and rewarding investments!