Kanya Dhan
Kanya Dhan Scheme – Empowering the Girl Child
The Kanya Dhan Scheme offered by Dhanyug Co-Operative (U) Thrift & Credit Society Ltd is a progressive initiative aimed at promoting financial security and empowerment for the girl child. This scheme is designed to encourage families to save for their daughters’ future, ensuring they have a strong financial foundation for education, marriage, or other life goals.
What is the Kanya Dhan Scheme?
The Kanya Dhan Scheme is a savings plan exclusively tailored to support the financial needs of girl children. By fostering a habit of saving early, this scheme allows parents and guardians to invest in their daughters’ future, offering peace of mind and financial security.
Objectives of the Kanya Dhan Scheme
- To promote financial independence for the girl child.
- To ensure funds for education, marriage, or other major life milestones.
- To empower families to save systematically for their daughters’ future.
- To contribute to the welfare and upliftment of the girl child in society.
Key Features of the Kanya Dhan Scheme
Attractive Interest Rates
Enjoy higher interest rates on deposits under this scheme, ensuring substantial growth over time.
Flexible Deposit Options
Choose between recurring deposits or fixed deposits based on your financial preferences.
Long-Term Financial Planning
This scheme allows parents to save systematically over a long period, making it easier to meet future financial commitments.
Tax Benefits
Investments under the Kanya Dhan Scheme may offer tax benefits, helping parents save on taxes while securing their daughter’s future.
Nomination Facility
Parents or guardians can nominate their daughter as the sole beneficiary of the scheme.
Secure and Transparent
Deposits under this scheme are secure, with full transparency provided by Dhanyug Co-Operative (U) Thrift & Credit Society Ltd.
Eligibility Criteria for the Kanya Dhan Scheme
- The scheme is available for girl children under the age of 18.
- Parents or legal guardians must be members of the co-operative society to enroll.
- A minimum deposit amount is required to initiate the scheme, which can vary based on the selected deposit type.
Benefits of the Kanya Dhan Scheme
Financial Independence for the Girl Child
Ensure that your daughter has the financial support she needs to pursue her dreams without obstacles.
Encourages a Savings Habit
The scheme promotes a systematic saving culture among families.
Assured Returns
With competitive interest rates, this scheme guarantees steady growth of your savings over time.
Future Security
The funds accumulated under this scheme can be used for education, marriage, or starting a career.
Social Empowerment
By investing in the girl child’s future, families contribute to building a stronger and more equitable society.
How to Enroll in the Kanya Dhan Scheme
Enrolling in the Kanya Dhan Scheme is simple and hassle-free. Follow these steps to secure your daughter’s financial future:
Visit Our Office
Reach out to the nearest branch of Dhanyug Co-Operative.
Submit Application Form
Fill out the Kanya Dhan Scheme application form with all necessary details.
Provide Documentation
Submit required documents such as ID proof, birth certificate of the girl child, and membership details.
Deposit Initial Amount
Start the scheme by depositing the minimum required amount.
Receive Confirmation
Once processed, you will receive a passbook or digital statement reflecting your deposit details.
Documents Required for Enrollment
- Birth certificate of the girl child.
- Identity and address proof of the parent/guardian.
- Membership details of Dhanyug Co-Operative.
- Recent passport-size photographs of both the parent/guardian and the child.
Why Choose Dhanyug Co-Operative for the Kanya Dhan Scheme?
At Dhanyug Co-Operative (U) Thrift & Credit Society Ltd, we prioritize the financial well-being of our members and their families. Our Kanya Dhan Scheme is designed to provide maximum benefits with minimal hassle, ensuring every girl child has the opportunity to flourish and succeed.
Key Advantages
- Transparent policies.
- Competitive interest rates.
- Dedicated support team.
- Flexible and secure saving options.
Recurring Deposit requirements
(Compound Interest rates shall be applied)
Eligibility
- The applicant must be a member of the Society.
- For Society membership related information.
Minimum Deposit Amount
- Rs. 500/- and further in multiple of Rs. 100/-
Special Features
- No TDS is applicable on the interest earned on deposits.
- Offers higher interest rates.
Loan Facility
- Maximum up to 90% against Deposit Amount.
- Interest Rate 14%
Nomination Facility
- Nomination Facility Available.
Premature Payment
- Premature Payment guideline shall be applicable as per Society’s Terms & Condition.
Frequently Asked Questions (FAQs)
The minimum deposit varies depending on the plan you choose. Contact us for specific details.
Premature withdrawal is allowed under certain conditions but may incur penalties.
Yes, the scheme is typically available for girl children under 18 years.
Missing a deposit installment may result in penalties or reduced benefits. We recommend timely contributions.
No, there are no hidden charges or fees.
Contact Us Today!
Secure your daughter’s financial future with the Kanya Dhan Scheme from Dhanyug Co-Operative (U) Thrift & Credit Society Ltd.
- Phone: [+91-8750560254
- Website: [www.dhanyugsociety.com]
Let us help you pave the way for a brighter and more prosperous future for your loved ones. Join hands with Dhanyug Co-Operative and take the first step toward empowering your girl child today!